POF.... The Good The Bad The Ugly

It has come to my attention that many "clients" are simply just stupid! I know a provider that issues SBLC's, POF, LC, BLOCKED FUNDS LETTERS etc... This provider is a depository! Not a "Top Rated" bank like so many people say they "must have". So what's the difference??

Many "clients" are spooned fed to believe that a Bank has Responsibilities as a bank… They don’t! Banks are corporations with corporate Responsibilities NOT BANK Responsibilities. So the statement that "Your Provider has no bank Responsibilities " is incorrect. Many people assume that top 25 banks will get any transactions closed, however what they Don’t realize is depositories such as First American is where real people of wealth Keep their money. Wealthy people don’t keep all their money at one bank much less their working capital, they use depositories such as First American…Why?? Because any intelligent business person would not risk having the US government Or any other government TAX their money on profit.


FAMOUS DEPOSITORIES: BEAR STEARNS, FIDELITY INVESTMENTS,MERRILL LYNCH (BEFORE IT WAS BOUGHT) E.F. HUTTON. ALL THESE COMPANIES ARE CORPORATIONS WITH CORPRATE RESPONSIBILITY THE SAME AS ANY BANK.

Now to say that an LC, SBLC , BG, from any of the above are not the same as a top 25 Bank Is ridiculous, it would be accepted by any lender or bank once again because Of corporate responsibility.
The difference between banks and depositories’ are the type of license they have.
" A non-banking financial company <http://en.wikipedia.org/wiki/Non-banking_financial_company> is an institution that provides financial services without meeting the legal definition of a bank, such as, holding a banking license."

Please read more at: http://en.wikipedia.org/wiki/Banking_license <http://en.wikipedia.org/wiki/Banking_license>

Due to the number of different sectors in which banks may be involved, there are also bank licensing packages available. The main bank license is the one that allows the bank to engage in all of the activities that one would expect a major bank to partake in, including retail banking 

<http://en.wikipedia.org/wiki/Retail_banking> , merchant acquiring, cash management, asset management <http://en.wikipedia.org/wiki/Asset_management> and trading <http://en.wikipedia.org/wiki/Proprietary_trading> . Obtaining a bank license that allows you to engage in all of these activities will generally take the longest, and cost the most. Additionally, however, you can apply for one that has fewer or even only one specialization.


Why are 99% of The Services That Offer SWIFT a Scam!

Many companies that "don't charge an upfront fee" really do issue a real SWIFT message MT 760,799 etc... The way it is set up is the "provider" issues a SWIFT message to the receiving bank, however the account is verified under another person. The account is verified with the actual account holder's name, and information "your name is just added on to the account temporarily". Once the verification is made fees are taken from escrow and the same time your name is taken off the account.

Many people think so what!?! I got my verification already! Yes you did, but as soon as your name comes off that account you no longer have the "proof of funds", so even if you paid for a 90 day verification or 1 year and 1 day, you really only got maybe 3 days max.... That's why many "providers say fees due within 72 hours".


Another Method of MT 760 SCAM or SWIFT SCAM:

Many providers have inside "people" in certain banks and verify and send everything including SWIFT message in order to get paid, then never send any "hard copies" to beneficiaries or verify any else after money is received.

Many people don't know that SWIFT messaging gets monitors by FBI, and Federal Reserve, it's a known fact just "google it" ever since 911 it's been in affect.



So after all this information why go with top 25 bank? Why go with SWIFT messaging?
Why not go with a depository that verifies not only by bonded carrier but via phone, have 
an actual banker verify your account!




If your tired of getting scammed then give us a call! You won't regret it!

A great way to avoid being scammed enter the "providers" email in google search, or their
company name, or agent name. You'll be amazed at all the scams! If you need help in researching
http://verifiedfunds.blogspot.com/search/label/Sample%20of%20SBLCthe "provider" email me at: packmortgage@gmail.com I will help you at no cost.http://verifiedfunds.blogspot.com/search/label/Sample%20of%20SBLChttp://verifiedfunds.blogspot.com/p/sample-sblc.html

It has come to my attention that many "clients" are simply just stupid! I know a provider that issues SBLC's, POF, LC, BLOCKED FUNDS LETTERS etc... This provider is a depository! Not a "Top Rated" bank like so many people say they "must have". So what's the difference??

Many "clients" are spooned fed to believe that a Bank has Responsibilities as a bank… They don’t! Banks are corporations with corporate Responsibilities NOT BANK Responsibilities. So the statement that "Your Provider has no bank Responsibilities " is incorrect. Many people assume that top 25 banks will get any transactions closed, however what they Don’t realize is depositories such as First American is where real people of wealth Keep their money. Wealthy people don’t keep all their money at one bank much less their working capital, they use depositories such as First American…Why?? Because any intelligent business person would not risk having the US government Or any other government TAX their money on profit.


FAMOUS DEPOSITORIES: BEAR STEARNS, FIDELITY INVESTMENTS,MERRILL LYNCH (BEFORE IT WAS BOUGHT) E.F. HUTTON. ALL THESE COMPANIES ARE CORPORATIONS WITH CORPRATE RESPONSIBILITY THE SAME AS ANY BANK.

Now to say that an LC, SBLC , BG, from any of the above are not the same as a top 25 Bank Is ridiculous, it would be accepted by any lender or bank once again because Of corporate responsibility.
The difference between banks and depositories’ are the type of license they have.
" A non-banking financial company <http://en.wikipedia.org/wiki/Non-banking_financial_company> is an institution that provides financial services without meeting the legal definition of a bank, such as, holding a banking license."

Please read more at: http://en.wikipedia.org/wiki/Banking_license <http://en.wikipedia.org/wiki/Banking_license>

Due to the number of different sectors in which banks may be involved, there are also bank licensing packages available. The main bank license is the one that allows the bank to engage in all of the activities that one would expect a major bank to partake in, including retail banking 

<http://en.wikipedia.org/wiki/Retail_banking> , merchant acquiring, cash management, asset management <http://en.wikipedia.org/wiki/Asset_management> and trading <http://en.wikipedia.org/wiki/Proprietary_trading> . Obtaining a bank license that allows you to engage in all of these activities will generally take the longest, and cost the most. Additionally, however, you can apply for one that has fewer or even only one specialization.


Why are 99% of The Services That Offer SWIFT a Scam!

Many companies that "don't charge an upfront fee" really do issue a real SWIFT message MT 760,799 etc... The way it is set up is the "provider" issues a SWIFT message to the receiving bank, however the account is verified under another person. The account is verified with the actual account holder's name, and information "your name is just added on to the account temporarily". Once the verification is made fees are taken from escrow and the same time your name is taken off the account.

Many people think so what!?! I got my verification already! Yes you did, but as soon as your name comes off that account you no longer have the "proof of funds", so even if you paid for a 90 day verification or 1 year and 1 day, you really only got maybe 3 days max.... That's why many "providers say fees due within 72 hours".


Another Method of MT 760 SCAM or SWIFT SCAM:

Many providers have inside "people" in certain banks and verify and send everything including SWIFT message in order to get paid, then never send any "hard copies" to beneficiaries or verify any else after money is received.

Many people don't know that SWIFT messaging gets monitors by FBI, and Federal Reserve, it's a known fact just "google it" ever since 911 it's been in affect.



So after all this information why go with top 25 bank? Why go with SWIFT messaging?
Why not go with a depository that verifies not only by bonded carrier but via phone, have 
an actual banker verify your account!




If your tired of getting scammed then give us a call! You won't regret it!

A great way to avoid being scammed enter the "providers" email in google search, or their
company name, or agent name. You'll be amazed at all the scams! If you need help in researching
the "provider" email me at: packmortgage@gmail.com I will help you at no cost.

Loan officers and brokers are none too thrilled with the Consumer Financial Protection Bureau’s 37-page proposal on altering the way loan officers, brokers, and lenders are compensated on all mortgage transactions. Admittedly, it’s just a proposal and a ton of confusion surrounds the whole discussion of “flat fee” compensation. Next week the CFPB and the Small Business Review Panel will hold a private meeting (under the Small Business Regulatory Enforcement Fairness Act) in Washington to discuss the proposal and its ramifications. Selected loan officers have been invited. An official comment period will ensue this summer. Meanwhile,IMMAAG, an advocacy group for brokers, is attacking the proposal by going after theDodd-Frank Act and has launched a petition at:http://www.change.org/petitions/petition-to-amend-the-dodd-frank-act. 

You remember the HARP program, don’t you? Originally, the idea was to refinance current but high LTV Fannie Mae/Freddie Mac borrowers into new, lower-rate loans—provided they were current. Home values (and lack of equity) reeked havoc on the concept so Uncle Sam took the LTV girdle off.

If you have paid money to anyone for a service like this, and are still waiting for the desired result, call me in complete confidence.  I can usually help if you move quickly enough.

Bank instrument scams are usually offered to any of the following

• Those looking for large project financing for which they can not qualify
• Those in control where large sums of cash are held on deposit (e.g: escrow companies, corporate treasurers, etc)
• Those who think they may have influence on those who control where large sums are held on deposit, or;
• Those who hold themselves out to be any kind of financial broker
• Legitimate investors seeking high returns

Bank instrument leasing scams come in a variety of looks, shapes, sizes and descriptions. The verbiage used to hook the mark into the scam can vary as well. Typical examples include:

• HYIP or High Yield Investment Programs
• HYTP or High Yield Trading Programs
• Platform trading programs
• MTN or Medium Term Note trading programs
• Bank instrument trading programs
• Credit enhancement programs
• Sinking fund programs

These programs represent the most sophisticated misdirection techniques I have ever seen, as well as what I suspect are the most successful in history.  Virtually all of them involve duping the mark, and often the brokers too, into believing that a balance showing on a statement is something more than what it is.  Various real bank instruments are used for this con.  Some of these instruments are:

• SWIFT MT799
• SWIFT MT760

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